Real Business Banking. Real West Texas Decisions.

Local bankers. Local decisions. 119 years strong.

Talk With a Business Banker

Serving West Texans since 1907

Over a century of community banking, through oil booms, droughts, and recessions. We know West Texas because we've never left.

Local Decisions — No Corporate Runaround

We serve 21 communities across West Texas. Your loan doesn’t get sent to a corporate office. It gets decided close to home.

Deep Roots in Ag & Commercial Lending

From farmland to commercial property, we've been financing West Texas operations for generations.

A Banker Who Knows Your Name

We live here, understand your market, and stay invested in your success.

Why West Texas Businesses Choose First United Bank

Connect With Your Local Team

Simplify Your Business Banking

We Help West Texas Businesses:

Open & Manage Business Accounts

Checking, savings, and cash management built for how West Texas businesses actually run.

Buy or Build Commercial Property

Competitive real estate financing for purchases, new construction, and expansion — with decisions made locally.

Access Capital for Growth

Working capital lines of credit, SBA loans, and equipment financing to keep your business moving forward.

Simplify Cash Flow & Payments

ACH, payroll, wire transfers, and treasury management — all in one place, with local support.

Commercial Real Estate Lending

Financing to purchase, build, refinance or expand income-producing property across West Texas.

Connect With Your Local Team

Whether you're buying your first building, expanding your operation, or investing in rental property, First United Bank provides competitive commercial real estate financing with decisions made right here in West Texas.

Office, retail, warehouse, medical and industrial facilities.

1–4 family investment homes and multi-family developments.

Operational farmland and expansion acreage.

Ground-up builds, land development, and facility expansion.

Restructure existing loans or unlock equity for growth.

What to Expect

Connect with a Banker

Start the Conversation | Give us a call, fill out the form, or walk into any of our 21 locations. No appointment required.

Local Evaluation & Structuring | Your banker reviews your project right here in West Texas — no corporate committee required.

Close & Build the Relationship | We stay invested in your success long after the loan closes. That's how we've operated since 1907.

Trusted by Business Owners like you

From small business owners to ranchers, West Texans trust First United Bank to show up when it matters most.

"Something I was so intimidated to do before was so easy. I found someone who understood me, understood my community, and understood my business — and wanted to help me succeed."

– Coby Colley, Local Legends Print
Factory, Lubbock

Ready to Talk About Your Business?

No corporate hold music. No out-of-state approval chain. Just a local banker ready to listen.

Let's Start the Conversation